Behind New Top Way Nail Spa’s chic Brooklyn vibe is a world of unseen risks—from costly equipment to chemical exposure. Owner Ann Wu shares how the right insurance keeps her dream thriving.

Trump’s 2025 tariffs are increasing costs in many industries, including insurance. Higher prices for imported cars, building materials, and medical equipment are causing insurance premiums to rise. This affects auto, home, health, and commercial insurance. This blog outlines the expected trends in insurance costs from 2025 to 2027. It also provides practical strategies for policyholders to keep their premiums low while ensuring they have sufficient coverage.

Choosing the right subcontractor insurance is essential for protecting both your business and your clients. This guide outlines the main types of insurance, common mistakes to avoid, and expert tips. These insights will help you make informed decisions that lead to project success and financial security.

Trade policy might seem unrelated to insurance. However, in 2025, tariffs on automobiles and construction materials are changing the industry. Additionally, imports from key partners are also affected. Rising costs, inflationary pressures, and market volatility are forcing insurers to rethink pricing, underwriting, and capital strategies. This article explores how tariffs transmit through the insurance economy and what steps insurers can take to stay resilient.

Homeowners insurance in New Jersey can be tricky to navigate, especially with rising costs and changing weather risks. This guide explains what influences your premiums. It covers essential types of insurance and shows how to save money while keeping your protection intact. Learn how to compare insurers, find discounts, and make informed choices for your home and peace of mind.

A strong application is essential for obtaining the right contractors professional liability insurance. Discover how to prepare your documents, assess risks, and fill out the form correctly. This will help simplify the process and safeguard your business.

A single lawsuit can threaten everything you've worked for. Lawsuit insurance, or liability insurance, acts as a critical financial safety net, covering legal fees, settlements, and judgments. This guide explains how it safeguards both personal and business assets. It discusses the different types of coverage that are available. It also explains what you need to know to ensure you are truly protected.

Major renovations require a considerable investment. Obtaining the right insurance safeguards your home and finances. This allows you to concentrate on the creative elements of your project. Careful planning, thorough documentation, and teamwork with insurance and construction experts lead to a smooth and secure renovation experience.

Navigating the risks of the NYC restaurant industry requires a solid insurance plan. This comprehensive guide details the essential policies every owner needs to safeguard their business, employees, and financial future.

Happy Cleaners is not just a dry cleaner; it is a champion of the Brooklyn community. Owner Calvin Jiang discusses how different insurance solutions protect employees, customers, and operations. These solutions include equipment breakdown coverage, workers’ compensation, and bailee’s coverage. This protection is vital for their three locations. Discover how the right insurance keeps this neighborhood business thriving.

Managing salon insurance costs need not deplete your profits. This guide offers practical strategies to lower premiums. You can improve safety protocols, bundle policies, and collaborate with specialized brokers. Protect your salon while ensuring coverage remains affordable.

Travel comes with risks—from severe weather to airline disruptions. This comprehensive guide examines AIG travel insurance. It compares AIG with leading competitors and highlights key coverage options every traveler should consider.

Navigating the risks of the NYC restaurant industry involves more than just serving great food. This essential guide outlines the insurance policies every owner should have. These include general liability, equipment breakdown coverage, and protection against fraudulent chargebacks. Safeguard your dream and ensure your business is built to endure.

Electric cars are rising in popularity, but insuring them comes with unique considerations. Electric vehicle (EV) insurance rates can be higher because of specialized parts and repair costs. However, many insurers provide green discounts and savings options. This guide outlines the factors that affect premiums, compares EVs to gas cars, and offers practical strategies. These strategies include bundling policies and using discounts to help you find affordable, comprehensive coverage.

Understanding liability insurance is vital for every business. General liability insurance protects against bodily injury, property damage, and advertising injury. In contrast, professional liability, known as errors and omissions insurance, covers claims related to mistakes, negligence, or advice. Knowing when to carry one or both helps safeguard your business from costly lawsuits and financial setbacks.

Many travelers ask if they can buy travel insurance after booking a flight. The answer is yes. Even if you did not purchase it during checkout, you can still protect your journey. Travel insurance can cover cancellations, medical emergencies, and delays. Timing is important; buying earlier often offers more coverage. However, flexible options are available up to the day before departure.

Workers' compensation insurance is vital for protecting both employees and small businesses. However, the cost you pay varies based on several key factors. These include your industry, payroll size, past claims, and state regulations. By understanding these elements, you can manage costs more effectively. This knowledge helps ensure compliance with regulations. Additionally, it allows you to obtain the right coverage that aligns with your business goals.

Obtaining a business insurance quote can be a straightforward process. By gathering essential information—such as your operations, payroll, and claims history—you can expedite the process. This preparation helps you find coverage that safeguards your company at a competitive rate.

Discover the true cost of homeowners insurance in New York for 2025. See average premiums, projected increases by coverage type, and key takeaways every homeowner should know.

Insurance premiums for contractors in New York are rising sharply in 2025. This increase is driven by Labor Law §240 lawsuits, higher medical costs, and fewer insurance carrier options. Contractors now spend nearly double the national average on insurance, threatening profit margins and competitiveness. This article breaks down why costs are exploding—and what smart contractors can do to protect their business, refine bids, and stay ahead.