News and Stories for The Best Protections

Blue Rock Insurance Services is dedicated to delivering exceptional service to our clients. Explore the latest news and updates on insurance coverage, helpful tips, programs, and more!

Personal Auto Insurance, Commercial Auto Insurance Constance Sung, Founder & Principal Personal Auto Insurance, Commercial Auto Insurance Constance Sung, Founder & Principal

Top 5 Reasons for Car Insurance Rescission

Finding out your car insurance has been rescinded is a stressful event. This guide clarifies the key difference between rescission and cancellation. It outlines the main reasons these actions occur, such as material misrepresentation. Additionally, it offers a clear, step-by-step plan to help you regain legal coverage quickly.

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Construction Insurance, Commercial Auto Insurance Cindy Lee, Senior Insurance Specialist Construction Insurance, Commercial Auto Insurance Cindy Lee, Senior Insurance Specialist

Contractor Insurance Prices: What to Budget in 2026

Navigating the costs of general contractor insurance can be confusing. In this detailed guide for 2026, we offer clear price ranges. These ranges cover essential policies, such as General Liability and Workers' Compensation. You will discover the main factors that influence your premium. These factors include the size of your payroll and the types of projects you undertake. Additionally, we provide practical strategies to help lower your costs. Stop guessing and start budgeting with confidence.

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General Liability Insurance, Workers Compensation Insurance Cindy Lee, Senior Insurance Specialist General Liability Insurance, Workers Compensation Insurance Cindy Lee, Senior Insurance Specialist

Key Differences Between Liability and Workers' Comp

Navigating business insurance can be confusing. Two critical policies—general liability and workers' compensation—serve vastly different purposes. One protects your business from third-party lawsuits, while the other covers employee injuries. Confusing them can leave dangerous gaps in your coverage. This guide breaks down the key differences, explains why you likely need both, and provides tips for choosing the right insurance for your business.

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Homeowners Insurance, Condo / COOP Unit Insurance Constance Sung, Founder & Principal Homeowners Insurance, Condo / COOP Unit Insurance Constance Sung, Founder & Principal

The Hong Kong Tragedy: A Case Study in Financial Vulnerability

When a fire devastated a high-rise in Hong Kong, it claimed 128 lives and displaced 4,600 residents. This tragedy highlighted the vital need for sufficient home insurance. With insurers facing $334 million in claims, it serves as a clear warning for homeowners everywhere. They must review their coverage before disaster strikes.

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Personal Auto Insurance, Commercial Auto Insurance Cindy Lee, Senior Insurance Specialist Personal Auto Insurance, Commercial Auto Insurance Cindy Lee, Senior Insurance Specialist

Your Car Got Hit. Can You Choose Your Own Repair Shop and Get a Cash Payout?

You’ve been in a car accident, and it was clearly the other driver’s fault. Now you’re being told the insurance company will handle the estimate and pay the shop directly. Can you still choose your own repair shop? What happened to getting a cash payout? This clear, step-by-step guide breaks down your rights and the modern insurance process, empowering you to take control after a collision.

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Builder’s Risk Insurance Cindy Lee, Senior Insurance Specialist Builder’s Risk Insurance Cindy Lee, Senior Insurance Specialist

Top Tips to Reduce Builder’s Risk Insurance Costs

Builder’s risk insurance protects your construction project from unexpected losses, but premiums can add up quickly. This guide outlines the main factors that affect costs, such as location, materials, and safety practices. It also provides practical strategies to lower expenses while ensuring strong protection.

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Homeowners Insurance Benjamin Lau, Finance and Compliance Manager Homeowners Insurance Benjamin Lau, Finance and Compliance Manager

Homeowners Insurance for New Construction Expert Guide

Building your dream home? Don’t overlook insurance. This guide explains how homeowners insurance for new construction protects your investment. It covers options for coverage, setting up your address, and finding the best quotes. Learn expert tips to secure comprehensive protection and save on premiums for your new build.

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Homeowners Insurance Cindy Lee, Senior Insurance Specialist Homeowners Insurance Cindy Lee, Senior Insurance Specialist

Navigating Insurance Options for HOA Townhouses

Townhouse insurance can be tricky—especially when an HOA is involved. This guide explains what HOA insurance covers compared to your personal policy. It emphasizes the differences in coverage for condominiums. This information will help you choose the appropriate protection for your home and possessions.

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Homeowners Insurance, Renters Insurance, Condo / COOP Unit Insurance Cindy Lee, Senior Insurance Specialist Homeowners Insurance, Renters Insurance, Condo / COOP Unit Insurance Cindy Lee, Senior Insurance Specialist

Why Insurance Matters in Real Estate?

In this one-on-one interview, Carole Hu, a real estate expert, discusses the important role of insurance. She focuses on how it benefits both homeowners and renters. She highlights how insurance protects against renovation mishaps and rental accidents. Carole shares case studies that illustrate why having the right coverage is essential for peace of mind.

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Small Business Insurance Constance Sung, Founder & Principal Small Business Insurance Constance Sung, Founder & Principal

Laundromat Owner Insights: How to Save Real Money on Insurance (Without Gambling Your Business)?

When I opened my laundromat, my first thought was to find the cheapest insurance. However, I soon realized that the true goal is to find the best value. This guide shares practical strategies I have used to lower my insurance costs. By working with the right agents, implementing safety measures, and understanding essential coverages, you can effectively protect your business.

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Homeowners Insurance Cindy Lee, Senior Insurance Specialist Homeowners Insurance Cindy Lee, Senior Insurance Specialist

Shift in Federal Energy Policy: What the Rollback of Green Subsidies Means for Homeowners?

A significant change in federal energy policy is happening. We explain what the cancellation of $13 billion in green subsidies means for you. This includes the cost of installing solar panels on your home. It also discusses how this installation may impact your homeowners’ insurance premiums. This is particularly relevant in a changing climate.

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Owners Interest Insurance, Builder’s Risk Insurance Constance Sung, Founder & Principal Owners Interest Insurance, Builder’s Risk Insurance Constance Sung, Founder & Principal

Why Property Owners Need Builders Risk & Owners Interest Insurance?

Construction projects come with risks—from fire and theft to legal liability. Explore how Builders Risk and Owners Interest Insurance collaborate to safeguard property owners from expensive setbacks. This coverage ensures peace of mind throughout every stage of construction.

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Personal Auto Insurance Cindy Lee, Senior Insurance Specialist Personal Auto Insurance Cindy Lee, Senior Insurance Specialist

Why Is It So Hard to Get a Decent Auto Insurance Policy These Days?

Auto insurance premiums are climbing across the country — even for safe drivers with clean records. So why is it so hard to find a decent auto insurance policy at a fair price? In this post, Blue Rock Insurance Services discusses the reasons behind today’s higher insurance rates. It explains why shopping around is not as effective as it used to be. Furthermore, it emphasizes the benefits of collaborating with an independent insurance broker. This partnership allows you to compare various quotes. It can also lead to significant savings and improved coverage options. Learn how to protect yourself, your vehicle, and your budget in a changing insurance market.

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Homeowners Insurance Constance Sung, Founder & Principal Homeowners Insurance Constance Sung, Founder & Principal

Bundle and Save: A Guide to Bundling Insurance Policies

Are you managing several insurance policies? Bundling them could be the answer. This guide explains how bundling works. It highlights key benefits, such as discounts for having multiple policies. Additionally, it outlines important factors to consider before making the switch. Discover how much you could save.

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