News and Stories for The Best Protections

Blue Rock Insurance Services is dedicated to delivering exceptional service to our clients. Explore the latest news and updates on insurance coverage, helpful tips, programs, and more!

Builder’s Risk Insurance Cindy Lee, Senior Insurance Specialist Builder’s Risk Insurance Cindy Lee, Senior Insurance Specialist

Top Tips to Reduce Builder’s Risk Insurance Costs

Builder’s risk insurance protects your construction project from unexpected losses, but premiums can add up quickly. This guide outlines the main factors that affect costs, such as location, materials, and safety practices. It also provides practical strategies to lower expenses while ensuring strong protection.

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Homeowners Insurance Benjamin Lau, Finance and Compliance Manager Homeowners Insurance Benjamin Lau, Finance and Compliance Manager

Homeowners Insurance for New Construction Expert Guide

Building your dream home? Don’t overlook insurance. This guide explains how homeowners insurance for new construction protects your investment. It covers options for coverage, setting up your address, and finding the best quotes. Learn expert tips to secure comprehensive protection and save on premiums for your new build.

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Homeowners Insurance, Renters Insurance, Condo / COOP Unit Insurance Cindy Lee, Senior Insurance Specialist Homeowners Insurance, Renters Insurance, Condo / COOP Unit Insurance Cindy Lee, Senior Insurance Specialist

Why Insurance Matters in Real Estate?

In this one-on-one interview, Carole Hu, a real estate expert, discusses the important role of insurance. She focuses on how it benefits both homeowners and renters. She highlights how insurance protects against renovation mishaps and rental accidents. Carole shares case studies that illustrate why having the right coverage is essential for peace of mind.

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Small Business Insurance Constance Sung, Founder & Principal Small Business Insurance Constance Sung, Founder & Principal

Laundromat Owner Insights: How to Save Real Money on Insurance (Without Gambling Your Business)?

When I opened my laundromat, my first thought was to find the cheapest insurance. However, I soon realized that the true goal is to find the best value. This guide shares practical strategies I have used to lower my insurance costs. By working with the right agents, implementing safety measures, and understanding essential coverages, you can effectively protect your business.

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Homeowners Insurance Cindy Lee, Senior Insurance Specialist Homeowners Insurance Cindy Lee, Senior Insurance Specialist

Shift in Federal Energy Policy: What the Rollback of Green Subsidies Means for Homeowners?

A significant change in federal energy policy is happening. We explain what the cancellation of $13 billion in green subsidies means for you. This includes the cost of installing solar panels on your home. It also discusses how this installation may impact your homeowners’ insurance premiums. This is particularly relevant in a changing climate.

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Owners Interest Insurance, Builder’s Risk Insurance Constance Sung, Founder & Principal Owners Interest Insurance, Builder’s Risk Insurance Constance Sung, Founder & Principal

Why Property Owners Need Builders Risk & Owners Interest Insurance?

Construction projects come with risks—from fire and theft to legal liability. Explore how Builders Risk and Owners Interest Insurance collaborate to safeguard property owners from expensive setbacks. This coverage ensures peace of mind throughout every stage of construction.

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Personal Auto Insurance Cindy Lee, Senior Insurance Specialist Personal Auto Insurance Cindy Lee, Senior Insurance Specialist

Why Is It So Hard to Get a Decent Auto Insurance Policy These Days?

Auto insurance premiums are climbing across the country — even for safe drivers with clean records. So why is it so hard to find a decent auto insurance policy at a fair price? In this post, Blue Rock Insurance Services discusses the reasons behind today’s higher insurance rates. It explains why shopping around is not as effective as it used to be. Furthermore, it emphasizes the benefits of collaborating with an independent insurance broker. This partnership allows you to compare various quotes. It can also lead to significant savings and improved coverage options. Learn how to protect yourself, your vehicle, and your budget in a changing insurance market.

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Homeowners Insurance Constance Sung, Founder & Principal Homeowners Insurance Constance Sung, Founder & Principal

Bundle and Save: A Guide to Bundling Insurance Policies

Are you managing several insurance policies? Bundling them could be the answer. This guide explains how bundling works. It highlights key benefits, such as discounts for having multiple policies. Additionally, it outlines important factors to consider before making the switch. Discover how much you could save.

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Blue Rock's Reports Constance Sung, Founder & Principal Blue Rock's Reports Constance Sung, Founder & Principal

How Tariffs Are Shaping Insurance Costs: What It Means for You and How to Keep Your Premiums Low?

Trump’s 2025 tariffs are increasing costs in many industries, including insurance. Higher prices for imported cars, building materials, and medical equipment are causing insurance premiums to rise. This affects auto, home, health, and commercial insurance. This blog outlines the expected trends in insurance costs from 2025 to 2027. It also provides practical strategies for policyholders to keep their premiums low while ensuring they have sufficient coverage.

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Blue Rock's Reports Constance Sung, Founder & Principal Blue Rock's Reports Constance Sung, Founder & Principal

How Trump’s 2025 Tariffs Are Impacting the Insurance Industry?

Trade policy might seem unrelated to insurance. However, in 2025, tariffs on automobiles and construction materials are changing the industry. Additionally, imports from key partners are also affected. Rising costs, inflationary pressures, and market volatility are forcing insurers to rethink pricing, underwriting, and capital strategies. This article explores how tariffs transmit through the insurance economy and what steps insurers can take to stay resilient.

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Homeowners Insurance Cindy Lee, Senior Insurance Specialist Homeowners Insurance Cindy Lee, Senior Insurance Specialist

How to Save on NJ Homeowners Insurance?

Homeowners insurance in New Jersey can be tricky to navigate, especially with rising costs and changing weather risks. This guide explains what influences your premiums. It covers essential types of insurance and shows how to save money while keeping your protection intact. Learn how to compare insurers, find discounts, and make informed choices for your home and peace of mind.

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Surety Bonds Constance Sung, Founder & Principal Surety Bonds Constance Sung, Founder & Principal

Lawsuit Insurance: A Guide to Protecting Your Personal and Business Assets

A single lawsuit can threaten everything you've worked for. Lawsuit insurance, or liability insurance, acts as a critical financial safety net, covering legal fees, settlements, and judgments. This guide explains how it safeguards both personal and business assets. It discusses the different types of coverage that are available. It also explains what you need to know to ensure you are truly protected.

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