Renters Insurance

No Reason To Take A Chance

Even if you do not own a home, you likely possess more than you realize. Think about your furniture, electronics, clothing, appliances, and jewelry. Also, consider any art, books, or musical instruments you have. Renters insurance helps keep your out-of-pocket costs low. It empowers you if your belongings are damaged or stolen. It also protects you in case of water leaks or if someone gets hurt, making you responsible.

Make Things Better After A Mishap

Your apartment's landlord has insurance, but it likely only covers the building itself. This means your personal belongings and liability for accidents are not protected. If a break-in happens and your belongings are stolen, renters insurance can assist you. It can also help if a fire or severe weather damages your possessions. This insurance helps you recover the value of what you have lost. Furthermore, if an individual sustains an injury while in your home, renters insurance can offer protection. This coverage is particularly valuable in the event of a liability lawsuit.

Service That Goes Beyond Quality Coverage

You will receive support from a dedicated Blue Rock Insurance Services broker. They can answer your questions and assist you. This way, you can quickly and easily choose a policy that fits your needs

  • Get a better understanding of your renters insurance policy and choices

  • Insure your possessions at their full replacement cost

  • Make sense of the claims process and get the answers you need

Did You Know?

  • In many cases, a landlord's insurance only covers structural damage to the building. Additionally, many landlord policies do not cover damage caused by the tenant

  • To lower rates, you can increase the deductible. For more protection, you can opt for replacement cost coverage. This means reimbursement is based on today’s replacement cost instead of the original value

  • Renters insurance extends beyond on-premise theft and hazards. If your suitcase is stolen while you’re on vacation, you’ll likely be covered. Same with property stolen from your car. If you’re prone to barroom brawls, you’ll be covered if you hurt someone. You’ll also likely be covered if someone slips and sprains their ankle at your residence

  • You might be surprised at how quickly all those laptops, tablets, and kitchen appliances add up. Most people own more than $20,000 worth of property

Renter holding a cup and phone sitting by the window in the apartment she just moved in.

Get Your Free Quote Today

Ready to protect your business with the right coverage? At BlueRock Insurance Services, we make it simple, fast, and stress-free to get the protection you need. Whether you're a small business owner, homeowner, or just getting started, our experienced team is here to guide you.

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Don't leave your business or personal assets at risk. Fill out the form below and let us help you get covered today.