Contractors Insurance
To Lighten Your Burden And Expenses
There are ample opportunities for work-related injuries or damages to occur, no matter which profession you are in. Contractors’ insurance offers liability coverage to protect your business from financial costs if an accident happens. Many times, contractors must have this insurance to take on projects, as liability can be very expensive.
Businesses or subcontractors that buy contractors insurance include roofers, electricians, plumbers, HVAC contractors, home improvement contractors, interior decorators, landscapers, and others!
Contractors Insurance
The basic coverage of the contractor’s insurance includes general liability. This is crucial as it covers any injuries or damages to a client’s property.
BlueRock can help you tailor your insurance plan to fit your business needs. We understand the unique risks that come with each profession. Other coverages that contractors purchase include:
Commercial Auto - to cover the vehicles, including cars, trucks, vans, used for work
Workers’ Compensation - to protect your employees if they become sick or injured while at work
Builders’ Risk - to cover any damages to the buildings or structures, usually for construction projects
Inland Marine - to cover your day-to-day tools, products, materials, and equipment taken to and from a project site
Commercial Umbrella - to provide extra coverage on top of your other liability coverages
We also have Owners’ Interest Policy and Owners and Contractors Protective Liability Coverage available.
Service That Goes Beyond Quality Coverage
At BlueRock Insurance Services, our brokers are here to assist contractors in New York and New Jersey. We are ready to answer any questions you may have to meet your needs:
Discover the best insurance carrier and coverage options tailored to meet your needs. These options will help manage your risks while keeping costs under control
Manage and provide you the flexibility of amendment/endorsement throughout the term of the policy
Get answers about the claims process and navigate through it
Fulfill your customer’s insurance coverage requirements to secure a business project
Did you know?
Most general contractors are required to show proof of liability insurance before starting work on commercial or residential projects
Contractors who do not have the right insurance can be held personally responsible. This means they may be liable for property damage, injuries that happen on-site, or any legal problems. This can happen even if they are not at fault
Bundling General Liability, Workers’ Compensation, and Builder’s Risk can help lower costs. It also provides complete protection for your job site and team
Protect your construction business with the right insurance coverage. We break down contractor insurance costs, including General Liability Insurance, Workers’ Compensation Insurance, and optional coverages like Pollution Liability Insurance. Learn what each policy covers, why it’s important, and how to get the best rates for your construction company.
Get Your Free Contractor Insurance Quote
Protect your construction business with the right coverage — quickly, easily, and without the stress. At Blue Rock Insurance Services, we focus on assisting contractors in finding the best policies. Our goal is to protect your projects, employees, and equipment.
Coverage designed for contractors
Fast, no-obligation quotes
Expert guidance from industry specialists
Don’t leave your livelihood exposed to costly risks. Fill out the form below and get the protection your business needs — so you can focus on building with confidence.
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