Commercial Auto Insurance
Guarding Your Commercial Automobiles
If your vehicle is used for company errands, transporting clients, or business trips, you need commercial auto insurance. Losing vehicles like cars, vans, or trucks can disrupt your business operations. As a business owner, you may also face personal liability. Without a commercial auto insurance policy, the financial burden can be significant.
Why Do You Need Commercial Auto Insurance?
If you use your vehicle to transport goods or people for a fee, you may need commercial auto insurance
A commercial auto policy might be suitable if you require higher liability limits due to your work.
Transporting heavy tools, equipment, or towing a trailer for your business may necessitate a commercial auto insurance policy
A commercial insurance policy might be required. This is especially true if employees are driving the vehicle. It is also necessary if the vehicle is owned by a corporation or partnership
Service That Goes Beyond Quality Coverage
Blue Rock Insurance Services assists commercial auto owners in New York and New Jersey. We help you find the commercial auto insurance policy that best fits your needs. Additionally, we provide commercial auto insurance quotes tailored to your situation.
We can find and suggest what fits your needs and your budget
Securing you all kinds of special benefits
It can be complicated, but we are committed to providing outstanding customer service
Get answers about the claims process and navigate through it
Top Questions About Business Auto Insurance Answered
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Unlike personal auto insurance which covers vehicles for personal use only, commercial auto insurance covers both. If you use your car or truck for personal and business reasons, we have a commercial auto insurance policy for you. This policy will provide coverage for both uses.
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Unless your personal item is permanently attached to your vehicle, yes, our commercial auto insurance policy does cover it. I’m sorry but it doesn’t cover the brand new car seat you just bought.
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This isn’t guaranteed as there are other factors to determine if the rate were to be increased. An accident doesn’t affect the rate of your current policy but it may influence the rate when you renew your policy. Accident-related rate changes depend on several factors. These include who is responsible for the accident and your accident history. Each time your policy expires, it is rewritten to reflect your current situation.
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That depends. If the party at fault was insured, we’ll do our best to get it back from their insurance company. If they didn’t have insurance, we’ll attempt to get it directly from them.
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We provide a commercial auto insurance plan that includes primary liability and physical damage coverage. Additionally, we can customize a plan that suits your needs. If you have a small business, we can also help you with simplified business owners’ policy (BOP).
Blue Rock Insurance Services work with various insurance companies including Progressive, Liberty Mutual, and Prime Insurance Company as well as many other carriers. Whatever you need, we’ll work to look for the cheapest commercial auto insurance quote for you.
Get Your Free Quote Today
Ready to protect your business with the right coverage? At BlueRock Insurance Services, we make it simple, fast, and stress-free to get the protection you need. Whether you're a small business owner, homeowner, or just getting started, our experienced team is here to guide you.
Customized insurance solutions
Fast, no-obligation quotes
Expert advice tailored to your needs
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