Workers’ Compensation Insurance
Shield The Key Player On Your Team
As a business owner, you go to great lengths to provide a safe workplace for your employees. But unfortunately, accidents can still happen — regardless of the extra precautions you take. Workers' compensation insurance is required by law. It offers income, medical benefits, and rehabilitation services for workers hurt on the job. This insurance ensures that injured workers get financial help for medical care and a part of their lost income while they cannot work. Additionally, workers' compensation insurance protects employers from lawsuits filed by injured workers.
Get The Right Workers’ Compensation Coverage For Your Business
Workers' compensation insurance helps cover costs from injuries employees get at work. This includes accidents, violence, and natural disasters. It provides income and medical benefits. We can help you find the right workers' compensation coverage for your business. We will focus on four key areas:
Rates: While workers’ compensation rates are standard across the country, insurance companies may adjust these rates. They use terms like “deviations,” “premium discounts,” or “schedule credits.” These adjustments can increase or decrease rates based on the company’s loss experience
Premium Audit: When it is time for your annual premium audit, we will ensure you are correctly classified. We will help you keep your records organized to get the best payroll calculations and classifications
Experience Mod: We will help make sure your experience mod is an accurate reflection of your claims
Loss Control: A loss control or risk management program helps keep injuries to your employees low. This is achieved through the safety features used in your workplace
Service That Goes Beyond Quality Coverage
You will receive support from a dedicated Blue Rock Insurance Services broker. They can answer your questions and assist you with:
Receiving valuable, accurate insurance information about the workers’ compensation aspect of your business
Understanding your choices so you can find what fits your needs and your budget
Insurance payroll audits and the pitfalls of improper payroll and job classifications
Accounting and payroll services through CCL Tax & Accounting, Inc.
Receiving valuable, accurate insurance information pertaining to the workers’ compensation aspect of your business
Understanding your choices so you can find what fits your needs and your budget
Insurance payroll audits and the pitfalls of improper payrolls and job classifications
Accounting and payroll services through CCL Tax & Accounting, Inc.
Did you know?
Workers' compensation covers:
Injuries employees may sustain in the workplace premises
Injuries sustained anywhere else while the employee is working
Certain illnesses and occupational diseases are contracted as a result of employment. If employees get sick from working with toxic chemicals, the coverage would apply
Employees may be impacted by various events while they work. These can include accidents, violence, and natural disasters
Get Your Free Quote Today
Ready to protect your business with the right coverage? At BlueRock Insurance Services, we make it simple, fast, and stress-free to get the protection you need. Whether you're a small business owner, homeowner, or just getting started, our experienced team is here to guide you.
Customized insurance solutions
Fast, no-obligation quotes
Expert advice tailored to your needs
Don't leave your business or personal assets at risk. Fill out the form below and let us help you get covered today.
With winter coming soon, we need to adjust to the weather change. It is important to update and renew our insurance policies. There is a higher risk of accidents during this time. Protecting ourselves and our business is essential!