Personal Insurance Services in New York

See which insurers lead in 2025 for home and auto coverage. Our expert comparison examines financial stability, claims service, and digital experience from the leading insurance carriers. This helps you make a smarter and safer insurance choice.

Building your dream home? Don’t overlook insurance. This guide explains how homeowners insurance for new construction protects your investment. It covers options for coverage, setting up your address, and finding the best quotes. Learn expert tips to secure comprehensive protection and save on premiums for your new build.

Ensuring a new construction home is different than an older property. Explore how modern features can reduce premiums. Understand the important transition from builder's risk insurance. Get expert advice to ensure your new investment is fully protected from the ground up.

In this one-on-one interview, Carole Hu, a real estate expert, discusses the important role of insurance. She focuses on how it benefits both homeowners and renters. She highlights how insurance protects against renovation mishaps and rental accidents. Carole shares case studies that illustrate why having the right coverage is essential for peace of mind.

A significant change in federal energy policy is happening. We explain what the cancellation of $13 billion in green subsidies means for you. This includes the cost of installing solar panels on your home. It also discusses how this installation may impact your homeowners’ insurance premiums. This is particularly relevant in a changing climate.

Understanding co-op insurance is key to protecting your shared home. This guide explains how this unique insurance works. It covers its advantages and what you need to know. You will learn how to secure the right coverage for both the building and your personal unit.

Are you managing several insurance policies? Bundling them could be the answer. This guide explains how bundling works. It highlights key benefits, such as discounts for having multiple policies. Additionally, it outlines important factors to consider before making the switch. Discover how much you could save.

Homeowners insurance premiums are increasing, but smart risk prevention can help protect your home and manage costs effectively.

Homeowners insurance in New Jersey can be tricky to navigate, especially with rising costs and changing weather risks. This guide explains what influences your premiums. It covers essential types of insurance and shows how to save money while keeping your protection intact. Learn how to compare insurers, find discounts, and make informed choices for your home and peace of mind.

Discover the true cost of homeowners insurance in New York for 2025. See average premiums, projected increases by coverage type, and key takeaways every homeowner should know.

When major home systems or appliances break down, the costs can be overwhelming. Equipment Breakdown Coverage protects your budget by covering repairs or replacements for essential items. This includes HVAC systems, refrigerators, water heaters, and more. Unlike standard homeowners insurance, this policy fills the gap. It offers affordable peace of mind against unexpected mechanical or electrical failures.

Comparing home insurance quotes is not just about finding the lowest price. It is also about getting the right coverage for your home and belongings. This guide walks you through what to look for, how to shop smart, and ways to save while staying fully protected.

Equipment breakdown coverage addresses a significant gap in standard homeowners insurance. It protects against unexpected mechanical and electrical failures in vital systems, such as HVAC, boilers, and appliances. Learn how this add-on coverage can save you from costly repairs and safeguard your home.

Homeownership is a dream for many, but without proper homeowner insurance, it can become a nightmare. This insurance is crucial for protecting you, your family, and your home. In disasters like fires or storms, not having coverage can cause big financial problems and long recovery issues.

Six useful tips to help prevent house fires and keep your home and family safe. These include putting in smoke detectors, practicing fire safety, and being careful when cooking. Keep heating appliances clean and well-maintained. Be cautious with electricity and have an escape plan. By following these tips, you can reduce the risk of a house fire and ensure that you are prepared in case of an emergency.

Why is homeowner insurance important for protecting homes and assets from accidents and natural disasters? What does basic homeowner insurance cover? This article also explains the benefits of special-form homeowner insurance. This type of insurance offers comprehensive coverage against many risks. Get the knowledge you need!

Having auto insurance and homeowners insurance is important, especially in winter. This is when accidents and home damage are more likely. Continue reading to learn more about the importance of these coverages.

Buying your first home can be overwhelming. Here are seven important lessons from a financial planner. Every first-time homebuyer should know these before making a big purchase. Buying a home is one of the largest financial decisions in life.

Planning a move? Avoid these five common mistakes—like poor scheduling and insufficient insurance—that can turn moving day into a nightmare. Learn how to prepare, budget, and protect your belongings for a smoother relocation.