Commercial Umbrella Insurance

Get Additional Liability Coverage

Did you know that your main insurance policies, such as business and general liability, have coverage limits? They only protect you up to a certain amount. Each policy has a limit on how much the insurance company will pay for your business liability. Once that limit is reached, they stop paying.

Commercial umbrella insurance is the answer. It adds extra liability coverage on top of your primary insurance policies. This helps protect your business assets even more. Without commercial umbrella insurance, you may have to pay for legal fees, medical bills, and damages yourself. This is especially true if these costs exceed your primary coverage limits.

Unsure If You Need One? We Can Help

You might be thinking, "I have business and general liability insurance that covers some of these situations." That is true! However, commercial umbrella insurance provides extra coverage beyond the limits of those policies. It also covers some situations that other policies do not. Protecting your business from serious lawsuits and fees does not have to be expensive.

Service That Goes Beyond Quality Coverage

You will receive support from a dedicated Blue Rock Insurance Services broker. They can provide you with affordable commercial umbrella insurance options. This coverage will help protect your business. We assist you in:

  • Discover the best insurance carrier and coverage options tailored to meet your needs. These options will help manage your risks while keeping costs under control.

  • Manage and complete endorsements throughout the term of the policy

  • Get answers about the claims process and navigate through it

  • Fulfill your customer’s insurance coverage requirements to secure a business project

A couple looking at a ruined house.
Hands covering the model house.

Did you know?

  • An umbrella policy can, but may not always, provide the same coverage as the primary policy. If you have a “following form excess policy,” you can be assured that the excess policy will provide you with the same coverage as the primary policy

  • If the primary policy has an additional insured, they will be carried over into the umbrella policy

  • Umbrella policies may have exclusions not found in the primary policy; for example, pollution, workers’ compensation, and product recall. If you have a true following form excess policy, your exclusions will be the same as in the primary policy

Get Your Free Quote Today

Ready to protect your business with the right coverage? At BlueRock Insurance Services, we make it simple, fast, and stress-free to get the protection you need. Whether you're a small business owner, homeowner, or just getting started, our experienced team is here to guide you.

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Don't leave your business or personal assets at risk. Fill out the form below and let us help you get covered today.