
Small Business Insurance
Every Business Needs Insurance
Whether you are an established business owner working in an office or running a home-based business, you need insurance. BlueRock Insurance Services is here to help you find the right insurance and financial solutions. Our goal is to protect your company and help you keep more of your money working toward your business goals.
For small business owners and those who run home-based businesses, we provide a special package. This package is known as a Business Owners Policy. This option may be more affordable than buying individual insurance policies.
What Is Business Owners Policy (BOP)
Business Owners Policy (BOP) is a type of insurance package for small businesses. It offers coverage for property, liability, and business income. Additionally, you can choose to add other insurance options based on your business needs, such as:
Small businesses can include wholesale, processing and service, restaurant, convenience store, and contracting risks. Do reach out to one of our brokers to get more information about the Business Owners Policy (BOP). Our brokers can help you find the right mix of insurance products. They will provide business insurance quotes tailored just for you.
Service That Goes Beyond Quality Coverage
At BlueRock Insurance Services, our brokers are committed to assisting small business owners in New York and New Jersey. We are here to answer any questions you may have to meet your needs:
Make sure small business owners and home-based business owners know what the Business Owners Policy package covers
Provide any advice on customizing the insurance policy to your business if needed
Help you to develop an insurance and benefits package that allows you to attract and retain good people
Did you know?
The property coverage of the Business Owners Policy (BOP) includes buildings and business personal property. However, certain properties are not covered under BOP, such as aircraft, outdoor signs not attached to buildings
Outdoor signs that are not attached to buildings are not included in the Business Owners Policy (BOP). However, they can be covered with optional coverage or a coverage extension
If you operate a home-based business, you need a Business Owners Policy (BOP). This policy will protect you from any business-related damages or losses at your home. Homeowners insurance will likely be missing the coverage you need to protect your business and its assets
Get Your Free Quote Today
Ready to protect your business with the right coverage? At BlueRock Insurance Services, we make it simple, fast, and stress-free to get the protection you need. Whether you're a small business owner, homeowner, or just getting started, our experienced team is here to guide you.
Customized insurance solutions
Fast, no-obligation quotes
Expert advice tailored to your needs
Don't leave your business or personal assets at risk. Fill out the form below and let us help you get covered today.

Homeownership is a dream for many, but without proper homeowner insurance, it can become a nightmare. This insurance is crucial for protecting you, your family, and your home. In disasters like fires or storms, not having coverage can cause big financial problems and long recovery issues.