Stay Safe: 6 Tips to Prevent House Fires

Modern high rise condo with open kitchen and living. The property is protected with home insurance.

Key Takeaway: Over half of home fires are caused by people. However, simple steps can greatly lower your risk. By focusing on detection, prevention, and preparedness, you can keep your home and loved ones safe.

According to the National Fire Protection Association (NFPA), approximately 54% of house fires are caused by the homeowner or occupant. Common causes include cooking accidents, heating equipment, electrical issues, smoking materials, and candles. This statistic highlights a crucial truth: fire prevention is largely within our control.

Implement these six practical strategies to create a safer home environment.

1. Install & Maintain Smoke Alarms

Smoke alarms are your first line of defense. They provide important early warnings. Make sure you have a working smoke detector on every level of your home. Place one inside each bedroom and outside sleeping areas. Test your alarms every month. Replace the batteries at least once a year. You can also choose models with 10-year sealed batteries.

2. Practice Kitchen Caution

Cooking is the leading cause of home fires. Never leave cooking food unattended, and keep flammable items like towels, packaging, and pot holders away from the stove. Stay alert and keep a lid nearby to smother potential grease fires.

3. Maintain Heating Equipment

Have your furnace, chimney, and fireplace inspected and cleaned annually by a professional. Keep space heaters at least three feet away from anything that can burn, and always turn them off when leaving the room or going to sleep.

4. Exercise Electrical Safety

Prevent electrical fires by avoiding overloading outlets and power strips. Regularly check cords for fraying or damage and replace them immediately. Never run cords under rugs or furniture where they can overheat.

5. Store Flammables Safely & Educate Your Household

Keep matches and lighters in a secure, high place out of children's reach. Teach all family members about fire hazards. Make sure everyone knows how to use a fire extinguisher. Remember PASS: Pull, Aim, Squeeze, Sweep.

6. Create & Practice a Fire Escape Plan

Every second counts. Design a clear escape plan with two ways out of every room. Choose an outside meeting place a safe distance from your home. Practice this plan with all household members twice a year, both during the day and at night.

A young couple checking the kitchen at the open house..

Your safety is worth the effort. By integrating these six tips into your routine, you move from hoping for safety to actively ensuring it. A few minutes of prevention today can save everything tomorrow.

Ready to take the next step?
This weekend, dedicate one hour to home fire safety. Test every smoke alarm, check your fire extinguisher’s pressure gauge, and walk through your escape plan with your household. Share this post to help others in your community stay safe, too.

Constance Sung, Founder & Principal

Constance Sung has over 30 years of experience as a Property and Casualty underwriter. She founded Blue Rock Insurance Services. Her goal was to simplify the insurance process. Her extensive experience with national carriers enhances her expertise in risk assessment and policy design. Constance prioritizes a client-first approach, focusing on education, transparency, and customized solutions to deliver reliable coverage that safeguards what matters most.

https://www.facebook.com/BlueRockConstance
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