Navigating the costs of general contractor insurance can be confusing. In this detailed guide for 2026, we offer clear price ranges. These ranges cover essential policies, such as General Liability and Workers' Compensation. You will discover the main factors that influence your premium. These factors include the size of your payroll and the types of projects you undertake. Additionally, we provide practical strategies to help lower your costs. Stop guessing and start budgeting with confidence.

Navigating construction insurance in New York can be manageable. Blue Rock Insurance Services offers tailored solutions, including general liability, workers’ compensation, builder’s risk, and contractor policies. Protect your projects. Ensure compliance. Build client trust. Our coverage is designed specifically for the unique risks of the construction industry.