Trump’s 2025 tariffs are increasing costs in many industries, including insurance. Higher prices for imported cars, building materials, and medical equipment are causing insurance premiums to rise. This affects auto, home, health, and commercial insurance. This blog outlines the expected trends in insurance costs from 2025 to 2027. It also provides practical strategies for policyholders to keep their premiums low while ensuring they have sufficient coverage.

Trade policy might seem unrelated to insurance. However, in 2025, tariffs on automobiles and construction materials are changing the industry. Additionally, imports from key partners are also affected. Rising costs, inflationary pressures, and market volatility are forcing insurers to rethink pricing, underwriting, and capital strategies. This article explores how tariffs transmit through the insurance economy and what steps insurers can take to stay resilient.