News and Stories for The Best Protections

Blue Rock Insurance Services is dedicated to delivering exceptional service to our clients. Explore the latest news and updates on insurance coverage, helpful tips, programs, and more!

Blue Rock's Reports Constance Sung, Founder & Principal Blue Rock's Reports Constance Sung, Founder & Principal

How Tariffs Are Shaping Insurance Costs: What It Means for You and How to Keep Your Premiums Low?

Trump’s 2025 tariffs are increasing costs in many industries, including insurance. Higher prices for imported cars, building materials, and medical equipment are causing insurance premiums to rise. This affects auto, home, health, and commercial insurance. This blog outlines the expected trends in insurance costs from 2025 to 2027. It also provides practical strategies for policyholders to keep their premiums low while ensuring they have sufficient coverage.

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Blue Rock's Reports Constance Sung, Founder & Principal Blue Rock's Reports Constance Sung, Founder & Principal

How Trump’s 2025 Tariffs Are Impacting the Insurance Industry?

Trade policy might seem unrelated to insurance. However, in 2025, tariffs on automobiles and construction materials are changing the industry. Additionally, imports from key partners are also affected. Rising costs, inflationary pressures, and market volatility are forcing insurers to rethink pricing, underwriting, and capital strategies. This article explores how tariffs transmit through the insurance economy and what steps insurers can take to stay resilient.

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Homeowners Insurance Cindy Lee, Senior Insurance Specialist Homeowners Insurance Cindy Lee, Senior Insurance Specialist

How to Save on NJ Homeowners Insurance?

Homeowners insurance in New Jersey can be tricky to navigate, especially with rising costs and changing weather risks. This guide explains what influences your premiums. It covers essential types of insurance and shows how to save money while keeping your protection intact. Learn how to compare insurers, find discounts, and make informed choices for your home and peace of mind.

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Small Business Insurance Constance Sung, Founder & Principal Small Business Insurance Constance Sung, Founder & Principal

How Smart Insurance Keeps a Local Dry-Cleaning Giant Running Strong?

Happy Cleaners is not just a dry cleaner; it is a champion of the Brooklyn community. Owner Calvin Jiang discusses how different insurance solutions protect employees, customers, and operations. These solutions include equipment breakdown coverage, workers’ compensation, and bailee’s coverage. This protection is vital for their three locations. Discover how the right insurance keeps this neighborhood business thriving.

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General Liability Insurance Cindy Lee, Senior Insurance Specialist General Liability Insurance Cindy Lee, Senior Insurance Specialist

Understanding General vs. Professional Liability Insurance

Understanding liability insurance is vital for every business. General liability insurance protects against bodily injury, property damage, and advertising injury. In contrast, professional liability, known as errors and omissions insurance, covers claims related to mistakes, negligence, or advice. Knowing when to carry one or both helps safeguard your business from costly lawsuits and financial setbacks.

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Contractor Insurance Benjamin Lau, Finance and Compliance Manager Contractor Insurance Benjamin Lau, Finance and Compliance Manager

New York Contractor Insurance in 2025: Why Costs Are Exploding & How to Stay Ahead

Insurance premiums for contractors in New York are rising sharply in 2025. This increase is driven by Labor Law §240 lawsuits, higher medical costs, and fewer insurance carrier options. Contractors now spend nearly double the national average on insurance, threatening profit margins and competitiveness. This article breaks down why costs are exploding—and what smart contractors can do to protect their business, refine bids, and stay ahead.

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