What is equipment breakdown coverage in a homeowners policy?

Equipment breakdown coverage addresses a significant gap in standard homeowners insurance. It protects against unexpected mechanical and electrical failures in vital systems, such as HVAC, boilers, and appliances. Learn how this add-on coverage can save you from costly repairs and safeguard your home.

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How Your Life Can Be Ruined Without Homeowner Insurance

Homeownership is a dream for many, but without proper homeowner insurance, it can become a nightmare. This insurance is crucial for protecting you, your family, and your home. In disasters like fires or storms, not having coverage can cause big financial problems and long recovery issues.

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