What Is Equipment Breakdown Coverage?

When most individuals consider home insurance, they envision protection against fire, theft, or storms. However, what happens when your furnace, refrigerator, or air conditioning unit unexpectedly fails? This is where Equipment Breakdown Coverage becomes essential.

This affordable protection covers the repair or replacement of vital home systems, including:

  • HVAC systems

  • Water heaters

  • Kitchen appliances

  • Washers and dryers

Unlike standard homeowners insurance, which usually excludes mechanical or electrical failures, this coverage addresses that gap. It helps keep your home secure, your finances intact, and your mind at ease.

Inquire with Blue Rock Insurance Services about adding Equipment Breakdown Coverage to your policy today.

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