Owning a home is a dream come true for many, but without the right homeowner insurance, that dream can quickly turn into a nightmare. Homeowner insurance is more than just a formality – it is essential protection for you, your family, and your most valuable asset.

Imagine a scenario where a devastating fire engulfs your home, or a severe storm causes extensive damage. Without homeowner insurance, you would be left to bear the full financial burden of rebuilding your home and replacing your belongings. The costs can be astronomical, pushing you into a deep financial crisis that takes years to recover from.

Why homeowner insurance is important for protecting homes and assets from accidents and natural disasters? What is the basic form homeowner insurance covers? This article also explains the benefits of special-form homeowner insurance, which is comprehensive coverage that protects against a broad range of perils. Get the knowledge you deserve!

Builder's risk insurance covers damages done to your equipment or tools on-site and protects your property. But who should buy it, the property owner or general contractor? Find out more!